The CNP Report® is a source of independent, quick-hitting news stories delivered via email to your inbox twice weekly. We generate original content tracking the most recent events in the CNP world and serve it to you in a simple format on a regular schedule that matches the deliberate way you do business.

NRF Predicts Positive Economic Outlook for Retailers in 2022 Despite ‘Fluid Situation’ for Consumers

BNPL Picks Up Steam, Merchants and Providers Must be Collaborative to Head Off Fraud

NRF Session Scope: How Some Merchants are Dealing with Returns Fraud

E-Commerce Building on Record Covid Surge, Fraudsters Taking Advantage

Brute-Force Attacks Becoming More Common Source of Stolen Payment Cards, Says Report

Alternative Payments Key to Continued Subscription Growth, Says Report

What Does Fraud Look Like on Digital Wallets?

Top 6 Ways Online Fraud Changed in 2021

Holidays Rosy for Online Sellers, Future Still Cloudy

Report: More Consumers Want to Spend Online with Cryptocurrency

Happy Holidays from Card Not Present

Consumer Watchdog Gathering Info on BNPL

Merchants Beware of E-Gift Card Fraud—Because Your Customers Don’t Care

Fraud Surges 25% During Holiday Kickoff Weekend

NRF: Retailers Bracing for Busy Balance of Holiday Season

BNPL Process and Fraud: What Merchants Can Expect

Friendly Fraudsters Get Brazen, Says Report

Gift Card Fraud on the Rise: Why This Should Matter to Merchants

ATO Up Significantly for Some Sectors During Holidays: Report

Digital Wallet Chargeback Policies Have Changed: What You Need to Know

CNP Partners with NRF for In-Person Education

E-Commerce Holding onto Covid Gains

UK Merchants on Board with SCA

Holiday E-Commerce Sales Surge (But Not on Cyber Monday), Fraudsters Looking for Bigger Scores

Don’t Let Gift Card Fraudsters Play the Grinch this Holiday

Supply Chain Logjams Could Fuel Friendly Fraud This Holiday Season

Consumers Turn to BNPL During the Holidays

INTERPOL Targets Global Fraud and Money Laundering Rings Resulting in 1,000 Arrests

Happy Thanksgiving from Card Not Present and the CNP Report

Report: Merchants in Store for Unpredictable Holiday Season

Sift Acquires Biometric Authentication Provider Keyless

Rosy Holiday Outlook Comes with 60% Rise in Fraud, Says Report

Black Friday Online Sales Hold on to Covid-Year Gains Despite More People in Stores

Interchange Dispute Results in Amazon Not Accepting U.K.-Issued Visa Cards

Socure Nets $450 Million in New Funding, Attains $4.5 Billion Valuation

Mastercard Expands BNPL Offering

Consumers Will Be Able to Use Venmo to Shop at Amazon in 2022

Apple Floats Crypto Interest for Apple Pay

Kids’ Identities a Growing Source of Fraud Fuel, Says Report

Report: Companies Dissatisfied with Bot Mitigation Technology

Chargebacks Still a Problem in Post-Covid Travel Industry

NRF: Online Sales Will Account for 26% of Total Holiday Retail Spending

The Business of Fraud at Street Level Goes Public

Supply Chain Issues Will Make E-Gift Cards More Popular Than Ever, Says Report

Offering Local Payment Methods Can Enhance Cross-Border Sales

Holiday E-Commerce Continues Record Surge in 2021

Covid Boom Raising Stature of Some Fraud Teams, Says Report

Credential Stuffing and Account Takeover Attacks Continue to Rise

White House Promises Action on Supply Chain Issues as Retailers Brace for Record E-Commerce Sales

How Merchants Can Implement Frictionless Payments While Preventing Fraud

Q2 2021 Fraud Sharply Higher Than Last Year as Pandemic-Driven Move to Online Transactions Continues

Report: E-Commerce Continued to Rise Through H1 2021; Travel and Ticketing Rebounding

70% of Merchants Spent Time in Network Chargeback Monitoring Programs in the Last 12 Months

BNPL Spending up 203% Since 2020; Adding Billions in Incremental Sales, Says Report

EMVCo Releases Updated 3DS

How High-Risk Merchants Can Clear Compliance Obstacles Effortlessly

Apple Enables Anonymous Email Addresses, Fraud Pros Cringe

Q&A: Loyalty Fraud on the Rise

ATO Surging and Evolving—Up 307% Since 2019, Says Report

Protecting Brands and Consumers from Loyalty Fraud

Predictions Point to Happy Holidays for E-Commerce

Report: Up to 13% of Global Online Transactions Could be Fraudulent

Payment Orchestration: The Future of Global Retail Payments is Local

Refund Abuse vs. Friendly Fraud: Why You Need to Know the Difference

Despite Expected Gains, Shipping Cutoff Dates and Product Availability Could Limit E-Commerce Holiday Growth

EMVCo Releases Guidance on Utilizing Payment Token Data in 3DS Authorization

Report Outlines Threats for Online Marketplaces

ClearSale Debuts as a Public Company on Brazil’s B3 Exchange, Raises $254 Million

White Paper Calls Fraud ‘Ticking Time Bomb’

The Growing Need for Transaction Clarity and Digital Transformation

PayPal Bolsters BNPL Offering, Acquires Japanese Provider Paidy for $2.7 Billion

Chargebacks Expected to Follow in the Wake of Canceled Travel Plans for Leisure Travelers

Travel Industry Can Expect Another Surge of Covid-Related Chargebacks as Business Travelers Cancel Plans

‘Local, Local, Local’: Q&A with BlueSnap’s Ralph Dangelmaier

Report: 84% of FIs Targeted by Account Takeover

South Korea Becomes First Country to Outlaw Google Play and Apple App Store Payment Requirements

Why is Refund Abuse at an All-Time High?

Every $1 of Fraud Costs US E-Commerce Merchants $3.60

Merchants Say Delivery Woes Increased Chargebacks in 2020

Why Payment Orchestration is the Key to International Merchant Growth

Retailers, Consumers Don’t See Eye to Eye When it Comes to E-Commerce Fraud

Identifying the Changing Face of International Fraudsters

BOPIS Fraud Attacks Took Center Stage During Pandemic, Says Report

Study: Pandemic Spurred Debit Usage for Online Transactions

Restaurant Gift Cards Begin to Rebound in 2021: Report

Report: Fraud Rates Skyrocketing in Travel Sector

Arkose Labs Guarantees Against Credential Stuffing Attacks

Fake Reviews Cost Online Sellers Billions, Says Report

Square Acquires BNPL Provider Afterpay for $29 Billion

Breaches Fall But Plenty of ATO Fuel Remains Available

Feedzai Acquires Behavioral Biometrics Platform Revelock

Riskified Goes Public, Prices IPO at $21 per Share

White Paper: Burdensome Chargeback Process Needs Changes

Report: 3DS2 Bumps Smoothing Out

Apple to Launch BNPL Offering

Refund Fraud Catches Mainstream Attention

Verizon and Mastercard Aim to Improve Payments with 5G

Featurespace Seeks Patents on Antifraud Technology

Report: User Generated Content Increasingly the Source of Information Leveraged by Fraudsters

FAU Study Shows Big Fraud Losses in California, Florida

Semafone Sells Majority Stake to Private Equity Firm

Fraudsters Adapt Tactics for BNPL

CNP/NRF Keynote Stresses Importance of Broadening Focus for Investigators

Payment Provider Offers ‘Settlement Guarantee’ for Online Cryptocurrency Purchases

CNP Educates Online Sellers at NRF Retail Converge

ID Verification Tech Investment to Surge by 2026

Ping Identity Acquires SecuredTouch

American Express Integrates Fraud Solution with Three Providers

Shopify Opens Shop Pay to Google & Facebook Sellers, Also Plans Installment Option

Conversational Commerce to Reach $290 Billion by 2025, Says Report

Digital Goods Fraud Prevention Platform Nets $6.8 Million Funding Round

NRF Revises Prediction: Online Sales to Exceed $1 Trillion in 2021

Trulioo Becomes Latest Unicorn in Digital Identity & Fraud Space, Raises $394 Million

El Salvador Makes Bitcoin ‘Legal Tender’

Millennials Ready to Buy via Chat Apps

Covid Changed Chargebacks for E-Commerce Merchants, Says Report

Generalists, Specialists and Fraud: A Q&A With Investigative Reporter and Author David Epstein

US Merchants Ahead of Many European Countries on 3DS2 Adoption

Pandemic Forced More Fraud Online…And It’s Staying There

Sift Acquires Chargeback to Bolster Post-Transaction Capabilities

Forter Nets $300 Million Series F Funding Round, Company Valued at $3 Billion

Asia Pacific E-Commerce to Double by 2025, Says Report

So, You Want To Accept A New Payment Method?

Indian E-Commerce, Streaming Companies See Startling ATO Increase, Says Report

Reports Detail Two Paths to Credential Stuffing and ATO

FedEx Launches Learning Lab for E-Commerce Newbies

Klarna Mulls London IPO, Waits on UK Regs

2021 CNP Award Winners Unveiled in Virtual Celebration

Consumers Increasingly Seeking ‘Double Credits’ in Dispute Cases

Report: Consumers More Confident in Biometrics, QR Code Payments

Digital Commerce Continues Strong Increases into 2021

Crypto Gaining Favor with Consumers as Online Payment Method, Says Report

Signifyd Nets $205 Million Series E Funding Round

ID Verification Startup Secures $50 Million Investment

Fraud Losses Grow 18% in 2021, Says Report

Grocery and Food Delivery Led Mobile App Growth in 2020

Scam Targets Online Donation Sites

SEON Expands to U.S., Opens Austin HQ

Refund Fraud: An Update

Mastercard Adds ID Verification, Acquires Ekata for $850 Million

Report: Fraudsters Set Sights on Digital Payment Methods, Goods

BNPL Provider Affirm Nabs Returnly for $300 Million

Digital Transformation and Covid Making Fraud Prevention Harder: Report

Visa Alerts Merchants to Trending Threat

ATO Leads to Lost Customers: Report

Mexico Could Store Biometric Data Collected from Mobile Devices

Report: Pandemic Stressed Fraud Teams

Will Passwords Finally Be a Thing of the Past?

How Local Payment Methods Are Helping Fuel Latin America’s E-Commerce Boom

Plaid Nets $425 Million Funding Round After Visa Deal Falls Through

Report: Chat Commerce on the Way for Banks, Retailers

CNP and NRF Collaborate on Merchant Education Initiatives

Tough Year Had Some Positives for Retail Fraud Teams, Says Report

The Four Biggest Challenges Facing the Payments Industry Right Now

Covid Effect: Global Fraud Rises 46%

Startup Aims to Facilitate Crypto Payments for Online Merchants

Decoding the 2021 Visa Chargeback Rule Updates

Report: Identity Theft Surged in 2020 as Criminals Went Directly to Consumers

Visa Delays Interchange Bump for CNP Merchants

Antifraud Startup SEON Nets $12 Million in Funding, Expands to U.S.

Report: 4.4 Billion Digital Wallet Users by 2025

How Current Data-Driven Digital Identity Impacts Businesses and Consumers

Mexican E-Commerce Merchants Gather Virtually to Fight Fraud

Stripe Nets $600 Million in Latest Raise

Pandemic Drives Surge in Identity Theft: Report

New Research Attempts to Put Diversity on ‘Radar’ in Fintech

Gift Card Fraud Continues to Rise

A Fraudster's 3 Core Pillars and How Merchants Can Use Them to Defend Themselves

2020 Upended Assumptions about Fraud, Merchants Must Continue to Adapt

Friendly Fraud Gaining Attention in Pandemic

Identiq Nets $47 Million Series A Funding Round

A Decade of Friendly Fraud

NRF Predicts Another Huge Year of Growth for Online Retail Sales

Report: Bot Attacks Rise in H2 2020

Intuit Reopens Interchange Battle with Visa, Mastercard

Report: Most CNP Fraud Attacks in 2020 Originated in Europe

Optimistic Retailers Offer More Virtual Valentines

U.K. Regulator Slams Banks for Not Reimbursing Fraud Victims, Eyes New Rules

The Evolution of Payments Technology: Five Significant Trends in 2021

Covid Generated Millions of New Online Customers but They are More Likely to be Falsely Declined, Says Report

BNPL Reaches Rarified Super Bowl Air

Report: How 2020 Affected Fraud

Game On: What Makes eGaming Thrive Behind the Scenes

FCA Aims to Regulate ‘Buy Now Pay Later’ in UK

Remote Payment Authentication and Convenience a 2021 Priority for EMVCo

Apps Driving Biometric Authentication to New Heights

Holiday Lessons from the Weirdest Year Ever

The New Year Threat: Revamped Refund Fraud

Digital Wallets Set to Explode as an E-Com Payment Method

Ticket Brokers Fined $31 Million for Bypassing Online Controls, Inflating Prices

Nacha: Internet, P2P Drive ACH Payments Increase in Q4 2020

Watch Out…Post-Holiday Chargebacks are Right Around the Corner

Visa: E-Commerce, Contactless and Fraud Prevention Top SMB Wish Lists for 2021

E-Commerce Gains to Increase in 2021: Poll

PPRO Reaches Unicorn Status, Nets $180 Million in New Funding

Black Hat to White: Evolution of a Fraudster, Part 2

Covid Presented New Fraud Challenges for Several Online Sectors, Says Report

Equifax Acquires Kount for $640 Million